# End User License Agreement (EULA)

Effective date: 2026-02-27

1. Parties and Acceptance

- This EULA is a legal agreement between you ("User") and the Provider for the use of the Money Transfer System (the "Software" or "Service"). By accessing or using the Service you accept this EULA.

2. License Grant

- The Provider grants you a limited, non-exclusive, non-transferable, revocable license to use the Service for lawful personal or business transfers, subject to this EULA and any usage limits posted in the Service.

3. Account and Security

- You must provide accurate registration information. You are responsible for maintaining the confidentiality of your account credentials. You must notify the Provider immediately of any unauthorized use.

4. Acceptable Use

- You shall not use the Service for illegal activities, financial fraud, money laundering, sanctions evasion, or other prohibited activities. The Provider may suspend or terminate accounts suspected of violating laws or this EULA.

5. Transaction Processing

- The Service enables preparation and recording of transfer requests. Actual processing and settlement may be performed by third-party banks, FX providers, or payment rails. You authorize the Provider to share necessary transaction details with third-party processors to carry out transfers, subject to the Privacy Policy.

6. Fees and Taxes

- Fees and rates displayed by the Service reflect amounts charged by the Provider or integrated partners at the time of quoting. You are responsible for all taxes, duties, or charges arising from your use of the Service.

7. Intellectual Property

- All software, content, trademarks, and materials provided by the Provider are owned by or licensed to the Provider. You receive no ownership rights except the license to use the Service as set forth in this EULA.

8. Warranties; Disclaimers

- The Service is provided "AS IS" and "AS AVAILABLE." Except where prohibited by law, the Provider disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

- Except where prohibited by law, the Provider’s liability for any claim arising from the Service is limited to direct damages up to the greater of (a) the total fees paid by you to the Provider in the 12 months preceding the claim, or (b) $100.

10. Indemnification

- You agree to indemnify and hold harmless the Provider from claims, losses, damages, liabilities, and expenses arising from your breach of this EULA, your negligent or willful acts, or your violation of law.

11. Termination

- The Provider may suspend or terminate your access for breach of this EULA or for legal or security reasons. Upon termination, your rights under this EULA end.

12. Governing Law and Dispute Resolution

- This EULA is governed by the laws of the jurisdiction where the Provider is located. Disputes will be resolved in the Provider’s courts or as otherwise specified by the Provider.

13. Changes

- The Provider may amend this EULA; material changes will be communicated through the Service.